Our Clients Love Us! See What They Say…

“So, this was a very complicated situation, and I walked into PFG building very ignorant, and had no idea what I was going to do.  Marc Affolter walked me through, what I literally believe to be ALL the information and options that I had, and the pros and cons of everything.  He was very knowledgeable, this guy knows his stuff.  And he not only helped me but made it a comfortable friendly situation. Then when it was time to go to court, Megan Hayes was there to answer every question we had.  She prepped us, and made the court process a breeze. These people are very friendly and professional at the same time.  I trust these attorneys a great deal, and don’t think a negative experience could have been made any more pleasant or simple than they helped make it.  Thanks guys.”

“The attorneys were professional and very courteous. I had all the information that I needed and did not have to ask many questions. I have recommended them to many people, the cost is not too expensive.”

“So yesterday I finally felt unburdened, I can’t explain how much better I feel about having the weight lifted. I’m very grateful for the personal attention I received from Geraci Law office (Cicero address) From the moment I walked my lawyer (Wylie) treated me as if he had know me forever and even shared stories and picture of his family. I felt completely at ease.. I felt like he knew what I was going through. I was able to call, email even text with any questions or concerns. The location I choose was convenient and I was very happy I didn’t have to miss work at all for any of my meetings. The hours were great even weekends! Since going though this I have recommended everyone I know who is going through this burden to check Geraci Law office out. You will not be disappointed.”

“During a time of great stress and financial trouble, Geraci law firm provided the help we needed. While always acting professional and respectful of our situation. They walked us through every step of our chapter 7 process until it was complete. Willing and able to answer any questions we had and putting our nerves at ease. Their flexible payment options were great. We didn’t have to worry about paying everything up front to get the ball rolling on the next chapter of our lives. Thanks to Geraci law firm we were given the second chance we needed and are now in the middle of closing on our new home.”

Struggling After the Holidays?

Geraci Law can help! See what Geraci Law clients say about their experience.

“Rodney and Lavita are amazing. I can actually see the light at the end of the tunnel I used to dread checking my mail everyday due to all the bills. I no longer have that fear because everything is handled. My Chapter 13 was the best thing I ever did and should have done it a long long time ago. This bankruptcy has made lots of things possible- we can help our kids now and were even able to buy a house! I cannot thank Geraci enough. The best part is that everything keeps getting better. If you are struggling call Geraci Law in Merrillville.”

“My lawyer Christine has been nothing short of great during this not so great time in my life. She has been very responsive to questions I provide her on the app, she has answered all of my questions in a timely matter, overall she has been very kind, helpful and informative during this process. I also had an opportunity to meet Mark Levine and he too was very helpful and informative with any questions I had. You hire some great people. Keep up the good work. Thank you.”

“We had our court hearing with Geraci Law after filing our case and everything went perfectly! We saw a hearing that occurred prior to ours with a different law firm that was a mess and it made us very happy that our hearing did not go like theirs and that Geraci Law had all of our paperwork in order. We worked with Attorney Joseph Blaha and had a very good experience.”

“I need to let you know how wonderful. Ricardo Gomez has been to help me in my situation. He is such a great asset to your office as well for the Hispanic community. He made me feel so comfortable and let me know there is light at the end of the tunnel. He is very professional and actually listened to me when sometimes you feel they are just hearing you. I thank you Ricardo for your help and this world needs more lawyers like yourself. Muchas gracias por todo.”

“Marc Afolter and Scott Greenwood were outstanding in providing me the best service at Geraci Law. I felt comfortable to ask any questions regarding my case. Also, the attorneys were very thorough in explaining to me the different types of bankruptcies available and helping me choose what would be best for me. The process was much easier than I thought it was be. Thank you so much Marc and Scott for your service.”


Geraci Law Reviews

“My attorney Kristin was very detailed and efficient. I had very minimal time and needed an attorney that was able to be flexible as n meeting my hours . Kristin had all the documents very organized and always on the date expected. I was at ease in this process. I did feel intimidated, embarrassed or anxious. Everything was thoroughly explained.”

“Marc and Scott have both made this chp 7 bankruptcy for me an extremely easy and smooth process. They are very knowledgeable and extremely prompt with answering all my questions. I love using the website’s Client Central portal. It makes for quick and efficient ease of communication and uploading all documents. I highly recommend Geraci Law!!! Thank you all so much!!”

“Peter Francis Geraci Law was amazing at handling my Bankruptcy case. From the moment I stepped foot in the doors I was hesitant, nerve wrecked and contemplating on whether I was making the right decision for myself. Once I met my attorney Nicholas Tepeli I was instantly put at ease. He was professional and personable which helped me build trust. He explained everything thoroughly and made sure to cover all my options. I’m forever grateful and will certainly recommend Nicholas to anyone who may need assistance in this type of matter. They truly have everything covered to make this process as smooth sailing as possible. ”

“I am very pleased to have the representation from this law firm as all my questions/concerns were addressed. This is a difficult situation to be in and it helps ease the frustration knowing you are protected by attorneys who are well versed in the bankruptcy law. I would highly recommend this firm to anyone for peace of mind.”

“The Process was easy and non complicated. We were treated professionally with no stress. The Attorney was helpful and answered all our questions and made us feel very comfortable during this process. Thank you for all your help and assistance in our time of need.”

“Approximately 5 years ago, I filed for Chapter 13. From the day I walked in the door until today (when I sent a email to Mr. Riley) I have received nothing but exceptional service from the attorneys, especially Mr. Riley. ANY time I had a question or concern, my calls or emails were ALWAYS answered in a timely manner. I was never told one thing and something else happened. I was always represented by Mr. Riley whenever there was a Court matter and he always emailed me the result of the court hearing. This entire process was simple and easy. I would like to personally thank this office for A JOB WELL DONE.”

A Few of Over 10,000 Verified Geraci Law Reviews!

“They helped me when there was nowhere else to turn. Most of the staff people are friendly & they did an efficient & professional job. My attorney (Meg) was very sincere & understood my situation. She & staff went to bat for me when all life changes happened!!!!!! Thank you.”

“In the last week-Today I was feeling Down because I was making up my mind rather to file Bankruptcy I had an appointment set for 1pm when I arrived I was greeted with most exceptional customer service from the front desk. Once I sat down with the attorney he relieved my anxiety and made me feel at ease about my situation. I happy I made this decision to make a change in my life. The staff and attorneys at Geraci Law are the prime example of remarkable expertise. I would recommend anyone to them.”

“My experience with PFG attorneys was great. I was unsure of what to expect. I was nervous, and anxious, however, the attorneys took their time when counseling me and my spouse on the whole process. They made sure that all of our questions had been answered, and that we knew how to contact them in case we had other concerns. Frank Hernandez did a great job of walking us through the entire process. I would recommend his services to anyone looking for help. ”

“When it came time for me to seriously consider bankruptcy I decided to call Peter Francis Geraci Law because his TV commercials were non-judgemental and I felt his years of experience helping people, in my local community, was a good reason to trust him enough to pick up the phone and make that fist call. From Day 1, every single person I interacted with at Geraci Law was professional, respectful and knowledgeable. My Geraci attorney, Marc Affolter, has been the best bankruptcy guide you can ask for! I say guide because he has the ability to walk you through all the legal details in a language that is easily understandable. He is experienced, knowledgeable, considerate and fair. He also has a heart of service that is evident in the way he outlined the steps necessary for me to be successful with my filing. He has so much experience he can tell you exactly what to expect at each stage of the process. At no point have I questioned his intentions or his motivation for helping me. In fact, I have taken all his advice seriously and have looked for ways to change my relationship with money so I don’t wind up in this situation again. I appreciate the “second chance” offered through bankruptcy and appreciate the fact my partnership with Marc has been empowering during a stressful time! I would like to offer encouragement to anyone else who is considering bankruptcy. Everything Peter Francis Geraci says in his TV commercials and in his website has proven to be true. Financial debt is something society tries to shame us for but you will not have that experience at Geraci Law. If you are in the Gurnee area I highly recommend you make your appointment with Marc Affolter. You won’t feel alone. You will find confidence and hope for your future, just like I did.”



Reviews from Geraci Law Clients!

“Y’all are great and have helped me so much! Make sure you tell them about all of your debt and give them everything they ask for so they can help you because it’s important! It was an easy experience. I’ve never had more easy, convenient, and affordable assistance.”

“The Process was easy and non complicated. We were treated professionally with no stress. The Attorney was helpful and answered all our questions and made us feel very comfortable during this process. Thank you for all your help and assistance in our time of need.”

“From the first call I placed to Geraci Law regarding advice for my financial situation I was understood and supported. I received quality customer service and empathy most business lack now-a-days. My attorney Lizette Villegas was very prompt, understanding and supportive in all our communications and appointments. Her support was critical in my sanity and she gave me a light at the end of the tunnel, and an option to move forward through life’s obstacles. Thank you Lizette Villegas and Geraci Law Staff!”

“Thank you Marc Affolter and Joseph Blaha! You made filing bankruptcy very simple and easy! Everyone at the Gurnee Office was very friendly and helpful, and anyone looking for help with their debt should CALL PFG and ask for Marc or Joseph, they were the best!”

“Geraci Law, LLC is a great law firm for bankruptcy. They did a great job informing us about every step of the process and they got the paperwork to us very quickly every time. They also very quickly answered any questions we had. It was also nice that they have an online portal to make things a little bit easier. I would recommend them to anyone.”

To schedule a FREE meeting with Geraci Law, call 800.401.4010 or click https://www.infotapes.com/Bankruptcy/OfficeLocator. 



What Clients Say About Geraci Law…

“I was very nervous going into the office to start the process, after sitting down and talking with the lawyers there at the Evergreen office I felt very comfortable. There were no surprises, everything was pretty much spelled out, step by step. My case has been discharged and now I am applying for a loan on a home, I wouldn’t of been able to if it wasn’t for the office of Peter Francis Geraci.”

“We received great service, education and unmatched professionalism when working not only with Geraci Attorneys, but with the entire staff handling our case. The were sensitive to what we were going through and displayed patience and understanding when we asked questions. Overall experience considering the circumstance was awesome!”

“Wonderful and Professional I am very grateful to the entire PFG Legal team for making my experience as painless as possible. There are usually negative thoughts about filing bankruptcy but everyone was very professional and always welcomed my questions. The client portal on the website made everything pretty easy. I always felt connected to my attorney and it was easy to upload my documents and retrieve messages. I also appreciated the option of doing the credit courses online in my own home – very convenient. If you have to file for bankruptcy or even just considering it, I would highly recommend PFG. They are wonderful. Thank you for taking good care of me.”

“I am almost to the point of being able to function again financially thanks to the great work of Morgan Decker at Geraci law. I have kids and grandchildren who love to be at papaw’s house for Christmas. We were unable to have Christmas in 2016 because there was no money even to buy food for it. We had Christmas in 2017 thanks to my debt being discharged. There were no expensive gifts but they all received something under the tree. We all were here and shared a chicken dinner and enjoyed the fellowship. I can’t thank Morgan Decker enough. “

Debt Settlement Scams Revealed

In a recent article, published by Nerd Wallet, “Debt settlement a bad alternative to bankruptcy” Liz Weston shares debt settlement horror stories.  Some of the problems with debt settlement are caused when the debt settlement company doesn’t reveal the full effects of failing to pay a bill or when a debt is discharged without the benefits of Federal laws.  For example, Liz Welton indicated consumers didn’t understand the below consequences of debt settlement:

  • One woman didn’t realize she would face a tax bill on the forgiven debt.
  • A man opted against bankruptcy in part because he erroneously thought he would lose personal possessions.
  • Another woman was shocked at how far her credit scores tumbled and how much interest she was charged when she applied for a car loan.”

Liz also clears up a common misconception about bankruptcy versus debt settlement.  Although debt settlement companies claim bankruptcy is harder on your credit score than settlement, the truth appears to be the opposite.

While a consumer can start rebuilding their credit months after the bankruptcy petition is filed, debt settlement can take years.  When a consumer enters into a debt settlement agreement, they aren’t paying their creditors and often a consumers credit score drops into the 500’s.  With delays in reaching a settlement and eliminating the debt, debt negotiation can keep your credit in the 500’s for years.

Make sure you research your options.  Meeting with Peter Francis Geraci Law Bankruptcy and Injury attorney is free.  We will layout all your options and work with you to help you get debt free.