PFG in Milwaukee, Wisconsin!

Peter Geraci visited Geraci Law offices and ended in Milwaukee for a conference with Geraci Law attorneys.  Below are some of the photos from the trip!

First stop was to 4218 N Cicero to visit Attorneys Lizette Villegas and Wylie Mok and paralegal Maria Yoshida.

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Next to Geraci Law in Gurnee. Below are photos with Paralegal Nikolas Miranda. Then a photo of the Geraci Law Gurnee team with paralegal Nikolas Miranda and Attorney Marc Affolter.

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Heading further north, PFG visited the Geraci Law Racine office at 6218 Washington (just west of Green Bay Road). He met with Attorney Joseph Blaha.

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After visiting Racine, PFG visited Attorney Andrew Golanowski and Attorney Rob Brynjelsen in Geraci Law Wauwatosa at 2505 N Mayfair Road.

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PFG and Geraci Law Wisconsin Attorneys attended CLE (continuing Legal Education) in Milwaukee. After meetings, the group had dinner at Moe’s The Place for Steaks in Milwaukee.

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Attorney Andrew Golanowski showed off his basketball skills!!!

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Reviews from Geraci Law Clients!

Below are REAL reviews from Geraci Law clients.

For Attorney Sharon Hunt, “Finding yourself in a position where you’re 25 years old, in over your head in CC debt and recently unemployed was, needless to say, stressful and embarrassing. When I started considering my options-bankruptcy felt scary and like an option that could ruin my future. When I made the decision to move forward with this option. I looked into who I felt would make me feel taken care of. Peter Geraci and the firm represented themselves in such a way that I felt comfortable going in for my consultation and after speaking with Attorney Jonathan Parker I knew I was in good hands. He was kind, professional and direct. He made sure I understood all of the options and the process. I’m currently waiting to have my meeting of creditors and feel confident that Geraci Law has done everything to make this go as smoothly as possible and all taken care of.  Thank you Geraci Law & team!”

For Attorney Joseph Blaha, “Very helpful very informative 5 stars to GERACI and 5 stars to our attorney JOSEPH BLAHA he truly is one of kind. He answered all of my questions to the up most level of professionalism. Even with my children present, he was patience understanding of me and my wife situation. Even when my wife left to go get our other daughter. He explained all the forums to her as well. So if you are ever in need of help with a chapter 7 or 13 I recommend Joseph Blaha at Geraci!”

For Attorney Mark Levine, “Great staff. Mark Levine was knowledgeable and helpful every step of the way, and helped us navigate a number of potential roadblocks with ease. If you’re buried in debt and need help, we would definitely recommend consulting Geraci Law.”

For Attorney Lizette Villegas, “I had a great experience with Geraci Law and attorney Liz. I was extremely nervous and had a feeling of shame coming into the office, but after meeting with Liz I felt so much better, relieved, and felt back to normal. Liz also took away that feeling of embarrassment and shame. I am very excited for this new start that my attorney and Geraci Law have given me. Liz made this so much easier!”

For Attorney Shera Bucchianeri, “Our experience with frank has been great he was very helpful with the beginning of our Bankruptcy process now we have been helped by Shera Bucchianeri and omg she is fantastic thank you so much for your help. ”

For Attorney Scott Greenwood, “I have been through the process of a bankruptcy in the pass with another firm, was not a good outcome! Upon accessing Geraci Law Firm I had the impression of a very professional firm. Things were explained and very clear as the next steps in the process. This made me feel very comfortable and ensured that I had come to the right place! Scott Greenwood was very professional and nice during each of my visits to the firm. Once again thank for making feel at ease during a stressful time!”

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 20,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Robo Call? Robo STOP!

Robo calls are all the rage and are causing a lot of rage. Robocalls are not only made by scam artists but ALSO debt collectors.  Collection companies do not care about your situation. If the bill is late, you could receive MULTIPLE calls per day from a robot demanding payment.

Stop the collection calls with Geraci Law. Don’t wait for Congress to pass legislation to stop the robocalls. Instead, consider bankruptcy. Filing a Chapter 7 or Chapter 13 can STOP the collection calls. A bankruptcy can provide the relief you need.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 20,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Retire Your Debt – Don’t Withdraw!

Many young people (as many as 6 out of 10 ages 18-34 from a E-Trade study in 2018) are taking money from retirement accounts to pay debt! The money is there so you CAN retire. Instead of raiding the retirement account, think of bankruptcy with Geraci Law.

Geraci Law attorneys and staff are financial experts. We’re here to figure out a plan to help with your debt WITHOUT withdrawing loans from 401Ks or other retirement accounts. You get control of your financial situation without paying the HUGE penalties and tax consequences for the early withdrawal.

Chapter 7 bankruptcy can eliminate your obligation to the debt. Geraci Law can help you protect assets (like a retirement account) and eliminate debt like credit cards, medical bills or personal loans. A Chapter 13 is a repayment plan to PAY the debt and make it affordable.

Make a hardship or 401K withdrawal your last resort. Do not take money from retirement unless you are RETIRING. Call Geraci Law first – our bankruptcy experts can help!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 20,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

President William McKinley – The Cosigner Who Filed

William McKinley was elected President in 1897.  Filing for bankruptcy in 1893, while he was governor of Ohio, didn’t stop him at all! He ran for president 4 years after filing, and won! And it William McKinleyshouldn’t stop you!

McKinley co-signed on a $130,000 loan for a friend to keep a business open. The friend’s business closed and McKinley was left with the debt. McKinley filed bankruptcy under the Bankruptcy Act of 1867. Back then,   bankruptcy gave you protection from garnishment while paid back creditors, much like Chapter 13 today. 

Voters did not care about McKinley’s financial problems. He was reelected governor and then elected twice as President of the United States. McKinley sought help for his financial problems.

Presidential HatHave you cosigned for a friend or family member?  Then they defaulted, and the creditor is coming after you? Were you left holding the bag? Co-signing debt makes you as responsible as the other person. If they can’t pay – you owe!

If you are a co-signer and your co-signer is still paying, but you need to file either Chapter 7 or 13, you don’t want your bankruptcy to affect their debt.  Ask Geraci Law how we can help.

Whether you are the co-signer who is primary on the debt, or the one who is secondary, Geraci Law knows how to handle either Chapter 7 bankruptcy or Chapter 13 debt repayment, and co-signed debt. Prez

Talking about financial problems is the first step to getting help. Geraci Law helps thousands of people just like you get financial relief from creditors. Maybe eliminating the debt could be your first step to the presidency!

If you are working full time, and have debt, just dial 1-800-CALL-PFG for a free phone mini-consultation or log on to www.infotapes.com  to make appointments online 24/7.

Read more at www.bankruptcybookbypeterfrancisgeraci.com

Can I get rid of student loans in bankruptcy?

Can I get rid of student loans in bankruptcy?

Clients come to Geraci Law for multiple reasons.   They want ANSWERS!   They want answers they can rely on.  Geraci Law has over 60 attorneys who understand every aspect of student loans in bankruptcy and how to discharge student loans OUTSIDE of bankruptcy!

How to get rid of student loans OUTSIDE of bankruptcy:  If you are on Social Security Disability, apply for an “administrative discharge”. You will have to show thesGSL Imagee things:

  1. You must have a federally insured student loan. This doesn’t work on private loans or tuition.
  2. You must be on Social Security Disability: permanently disabled for any kind of work
  3. You can’t have any other assets, such as a pension or 401K.

So, you don’t need our help if you are totally disabled, and Social Security says so, and you have no assets.

If you are NOT totally disabled for any kind of work, permanently, you cannot eliminate your student loans in bankruptcy:  you should look at income based repayment, or getting rid of your other debt.  Here’s how:

How to get rid of student loans USING Bankruptcy:  Get rid of the other debt so you can pay down your non-dischargeable student loans!

GSLIt’s very hard to get a discharge of student loans in either Chapter 7 or 13 bankruptcy.  Almost impossible.  But here’s what Geraci Law did for this client who came in with overwhelming medical bills and student loans.  We filed Chapter 7 to discharge her medical debt and a repossession, so she can now pay her student loans!  She is working, she can’t discharge them, but she got rid of all her debt BUT the student loans. She is making good progress on them now that she has no other debt.  Geraci Law gets a 5 star review!

I went to these attorneys after being Debt with student loans and hospital bills they were there right there by my side. Several times they informed me a what was needed an on the spot at all times I am so pleased with these people I must say thank you thank you and thank you!

If you are working full time, and have debt that is keeping you from paying down your student loans, just dial 1-800-CALL-PFG (800-225-5734) for a free phone mini-consultation,  or log on to infotapes.com to make appointments online 24/7.

Read more at www.bankruptcybookbypeterfrancisgeraci.com