Debt Blitz? Call Geraci Law!

Being nervous is 100% normal. If you are putting essentials like groceries, gas on a credit card every month because you are spending your cash paying minimums – then it’s time to call us. Admitting that you need help is difficult. But most of our clients feel RELIEVED they did.

Football starts this week. We hope you have your fantasy football lineups set! If you are struggling with debt, it may be time for a Hail Mary pass. The GOOD news that could be a consultation with a Geraci Law attorney.

Being nervous is 100% normal. If you are putting essentials like groceries, gas on a credit card every month because you are spending your cash paying minimums – then it’s time to call us. Admitting that you need help is difficult. But most of our clients feel RELIEVED they did.

Check out this balance calculator – https://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx

Put in what your TOTAL credit card balance is. For an example, $20,000 in credit card debt at 18% interest with a minimum payment of $500 per month will take 411 months to pay off the balances. That’s OVER 34 YEARS. If you stayed on this plan, you would pay $29,423.50 for the original balance of $20,000! I imagine you could put $9,000 of money you are giving away to creditors to much better use.

Make a change. Call Geraci Law for a free consultation. If we cannot help you, we’ll tell you alternative options. We’re ready to help change your life for the better.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Geraci Law in South Bend, Indiana

Geraci Law is taking Chapter 7 and Chapter 13 bankruptcy cases in South Bend Indiana!

Geraci Law is taking Chapter 7 and Chapter 13 bankruptcy cases in South Bend Indiana! If you are struggling with debt, we offer a FREE consultation with our experienced team to review your options!

We also handle cases in Elkhart, Mishawaka, and surrounding areas. We’re ready to help with debt and cheer on the Notre Dame Fighting Irish! Did you know South Bend hosts the one of the largest Dyngus Day celebrations outside of Poland?

SAD

Attorney John Sadler 

Attorney John Sadler is a senior court attorney and supervising attorney at Geraci Law. Attorney Sadler is admitted to the U.S. District Court in the Northern District of Illinois, Northern District of Indiana, and the Southern District of Indiana. He has bar admissions in Indiana and Illinois.

He earned his Bachelor of Arts in Criminal Justice & Sociology and Juris Doctor from Indiana University. In his spare time, he enjoys camping, cycling, and other outdoor activities. He is a board member of a small non-profit cycling organization focused on raising money through cycling events for cancer research.

LAC

Attorney Lacey Faul 

Attorney Lacey Faul is a Senior Attorney at Geraci Law and has been with the firm since November 2009. She graduated from Purdue University in 2006 (Boiler Up!) with a major in Management and minors in Marketing and Human Resources & Organizational Behavior. She received her J.D. from Indiana University – Indianapolis in 2009 and joined Geraci Law soon after. She is a member of the Indianapolis Bar Association – Bankruptcy Section, Indiana Bar Association, and Illinois Bar Association. She is licensed in the Southern District of Indiana and the Northern District of Illinois and has filed over 1,700 cases to help her clients become debt free. She takes pride in helping to ease her clients’ fears and loves to hear how relieved they are when their case is complete. In her free time she loves to relax with her dogs and husband and hopes to one day start marking places off her travel bucket list again!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Don’t Labor Over Debt!

Don’t labor over debt this weekend – take a few minutes and go to http://www.infotapes.com and see what Geraci Law can do for you.

Don’t Labor Over Debt!

Geraci Law wishes everyone a Happy (and Safe) Labor Day weekend! It’s the workers both essential and nonessential that keep us going. Sometimes, even the hardest working need help.

Geraci Law is here if your hours are short, if your furlough becomes a lay off or if you are just in over your head.
Our attorneys are ready to consult if bankruptcy is an option for you to eliminate or consolidate your debt.

This weekend, check out http://www.infotapes.com. You can read some of our 30,000 positive reviews from REAL clients or ready about bankruptcy and how it can change your life for the better.


Celebrate safely this weekend! We’re closed on Monday but you can schedule online @ (SITE) or give us a call 7:00 a.m.-7:00 p.m. on Tuesday.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Free Consult In Evergreen Park

Come over to our Geraci Law Evergreen Park office – we’re offering FREE attorney consultations!

Free Consult In Evergreen Park

Come meet us in Evergreen Park for a FREE consultation regarding your financial options. We’re located at 3560 W. 95th St. Evergreen park is 2 minutes West of Western, 4 blocks West of Kedzie, 4 blocks East of Pulaski. Easy Parking int our Lot next to the building.

You can meet with any of our experienced Geraci Law Staff:

MMAAttorney Mario Arreola 

Mario M. Arreola is a highly respected Chicago based injury and bankruptcy attorney. He is a graduate of Mt. Carmel High School, University of Illinois, and the John Marshall Law School. He was born in 1958 in the neighborhood of South Chicago on the Southeast Side. The son of immigrant parents and father to four children and grandfather to eight.

Attorney Arreola has worked with Geraci Law, for more than 25 years and helped more than 20,000 clients solve their financial problems. For most of these years he has been the cornerstone of Geraci Law on the South Side of Chicago. Many of his clients simply know him as “Mr. Mario.”

TARAttorney Tarek Khalil 

Attorney Tarek Khalil is a senior attorney at Geraci Law. He is beloved by his clients. Attorney Khalil is one of the well-reviewed attorneys at Geraci Law. His clients call him, “overall great person,” “pleasant,” and “personable.”

He graduated with a Bachelor’s Degree in Political Science from University of Illinois at Chicago. He went on to earn his Juris Doctor from John Marshall Law. He is fluent in Arabic and is a board member for American Muslims for Palestine in Chicago.

Support Staff to Make the Process Hassle-Free!

Isaac Bell

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Steven Serrato 

SER

 

 

 

 

 

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Behind on Your Mortgage? Call PFG. 

The number of serious delinquencies is at a 10 YEAR HIGH – if you are behind on your mortgage, call Geraci Law.

Behind on Your Mortgage? Call PFG.

After the housing bubble burst in 2008, millions of Americans faced foreclosure on underwater properties. Over a decade later, homeowners are facing a new battle – job loss as a result of COVID-19.

Federal protections like the CARES Act halted foreclosure and eviction actions. But those protections ended on 7/31/2020. According to Black Knight – a mortgage/home data company, the number of SERIOUS delinquencies meaning a homeowner is at least 90 days behind is at a 10 year high.

The GOOD news, bankruptcy can help in most cases. If you are behind on your mortgage, filing a Chapter 13 bankruptcy with Geraci Law can STOP the foreclosure. You are in a repayment plan to get current with your mortgage.

Chapter 13s are court supervised repayment plans. Once a chapter 13 case is filed, you are under bankruptcy protection from foreclosure or collection effort from your creditors. The BETTER news, Geraci Law can file a case in as little as ONE DAY to stop the foreclosure. We routinely file Chapter 13s for no money down.

If you got behind and you can afford your house – do not wait! Call Geraci Law for a free consultation to figure out a solution to keep your shelter in place.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Who Your Lawyer Is, DOES Make a Difference

Geraci Law founder Peter Francis Geraci likes to say “Why pay the same and not get the name?” 

Who Your Lawyer Is, DOES Make a Difference

Geraci Law founder Peter Francis Geraci likes to say “Why pay the same and not get the name?”  Even worse, why THINK you’re paying an attorney to protect you, but end up losing your home or other asset?

Remember, creditors look at your bankruptcy petition, and so does the United States Trustee and their minions.  An attorney representing creditors scrutinizes your Chapter 7 or 13 petition, looking for assets they can take, or money they can get you to pay creditors.

Geraci Law Attorney Nathan E. Curtis recently defeated a Chapter 7 trustee in one case, and a Chapter 13 trustee in another. In Will County, Illinois, the Chapter 7 trustee wanted to take $12,000.00 the Geraci clients had claimed exempt as funds from the sale of their home, because Illinois law says the “homestead” exemption is only good for a year.  Attorney Curtis pointed out to the Court that, since the Chapter 7 was filed within a year of receiving the sale proceeds, the Trustee could not claim it by holding the Chapter 7 case open and waiting a year to object.  This saved the Debtors $12,000.00.

In the Chapter 13 case, Geraci Law attorney Nathan Curtis defeated the claim of the Chapter 13 trustee that life insurance proceeds of $50,000 were “disposable income” that had to be paid to creditors. Attorney Curtis pointed out that only “current monthly income”, not a one-time payment, much less a life insurance payment that is exempt from creditors, may be required to be used to pay creditors.  The Bankruptcy Judge agreed, and Geraci Law saved the widow from having to use life insurance to pay creditors.

Who you choose for an attorney DOES make a difference!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Geraci Law – Indianapolis

Geraci Law – Indianapolis

Geraci Law is ready and open to meet with you in any of our convenient Indianapolis locations! It does not matter if you are north, south, east or west of I-465 – Geraci Law is close to you.

Meet our Geraci Law Indianapolis team!

SADAttorney John Sadler 

Attorney John Sadler is a senior court attorney and supervising attorney at Geraci Law. Attorney Sadler is admitted to the U.S. District Court in the Northern District of Illinois, Northern District of Indiana, and the Southern District of Indiana. He has bar admissions in Indiana and Illinois.

He earned his Bachelor of Arts in Criminal Justice & Sociology and Juris Doctor from Indiana University. In his spare time, he enjoys camping, cycling, and other outdoor activities. He is a board member of a small non-profit cycling organization focused on raising money through cycling events for cancer research.

SHLAttorney Chad Garrapy

Attorney Chad Garrapy is a Senior Attorney at Geraci Law and has been practicing law since 2011. He handles cases out of the Southern District of Indiana. Attorney Garrapy graduate Magna Cum Laude with a major in political science and a minor in criminal justice from Bloomsburg University of Pennsylvania in 2007. He graduated Cum Laude from Michigan State University College of Law in 2011. He is admitted in the State of Indiana and the Southern District of Indiana. Attorney Garrapy has filed nearly 1,800 cases for clients since 2011. He will thoroughly go over all your financial relief options to develop a specific plan for each individual client He’ll even make you laugh from time to time!

img_6918Attorney Anthony Shull

Attorney Anthony Shull is a court attorney and has been with Geraci Law since 2013. He graduated with honors from Indiana University in 2009 with a Bachelor of Science in Public Affairs, and received his Juris Doctor from Valparaiso University School of Law in 2012. Attorney Shull guides clients through all phases of the bankruptcy process, from the initial consultation all the way through discharge. In his free time, he enjoys spending time with his wife and daughter, all things Disney, and attending IU football and basketball games.

PWMAttorney Patrick McNulty

 

Attorney Patrick McNulty is a graduate from IUPUI where he attained his Bachelors of Science in Psychology. After attaining his B.S he attend the University of Dayton School of Law and acquired his Juris Doctorate spring of 2017. He has been a life long resident of Indianapolis and hopes to make a positive difference in the city. Everyday he challenges himself to provide a stress free and easy going experience for every client. Outside of work he enjoys going out to dinner, watching movies, and taking care of his two dogs. He enjoys everyday to the fullest and has an absolute zest for life.

LACAttorney Lacey Faul 

Attorney Lacey Faul is a Senior Attorney at Geraci Law and has been with the firm since November 2009. She graduated from Purdue University in 2006 (Boiler Up!) with a major in Management and minors in Marketing and Human Resources & Organizational Behavior. She received her J.D. from Indiana University – Indianapolis in 2009 and joined Geraci Law soon after. She is a member of the Indianapolis Bar Association – Bankruptcy Section, Indiana Bar Association, and Illinois Bar Association. She is licensed in the Southern District of Indiana and the Northern District of Illinois and has filed over 1,700 cases to help her clients become debt free. She takes pride in helping to ease her clients’ fears and loves to hear how relieved they are when their case is complete. In her free time she loves to relax with her dogs and husband and hopes to one day start marking places off her travel bucket list again!

TUCAttorney Bridget Spears 

Attorney Bridget Spears has been practicing law since 2008. Her current focus is on Chapter 13 issues/noval and complicated matters. She enjoys the practice of bankruptcy because it is one of the only areas of law where her client wins everytime, by overcoming their debt, whether it is in a Chapter 13 or a Chapter 7. Bridget is a member of the Indianapolis Bar Association – Bankruptcy Section, Indiana Bar Association, and Illinois Bar Association. She graduated from Indiana School of Law in May of 2008; with an emphasis on Trial Practice. Her undergraduate degree is also from Indiana University where she was an inaugural member of the Sam Masarachia Scholars Program. In her free time she enjoys playing with her toddler, traveling, and attending sporting events.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Helpful Links & Resources

Geraci Law updates our site constantly with useful tools about debt, budgeting and education.

Helpful Links & Resources

Geraci Law wants to be a resource to anyone in debt, learning how to budget or wanting to learn more about finances or bankruptcy. There’s a lot of information out there – go with the firm you know and trust.

Check out https://www.infotapes.com/Links for information. We are constantly updating with new links. If you have questions or need a listening ear, give us a call at 800 CALL PFG. It’s free!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Stop Lawsuits!

Geraci Law can help you STOP a lawsuit with a Chapter 7 and Chapter 13. We can help with foreclosure, wage garnishments and judgments.

Stop Lawsuits!

Did you receive a notice about a lawsuit in the mail?  Did the Sheriff knock on your door and hand you a summons? Are you worried about foreclosure and your home?

Geraci Law can help you figure out what your options are regarding past due balances. We offer bankruptcy as an option to STOP the lawsuit.

Filing a Chapter 7 or Chapter 13 bankruptcy will stop a lawsuit from a creditor. Geraci Law offers FREE consultations with our experienced attorneys to help you figure it out. Filing a bankruptcy can prevent:

  • Foreclosure
  • Garnishment
  • Judgments
  • Liens against personal property or bank accounts

If you are being garnished already or if a default judgment is already entered, filing a bankruptcy can STOP any future collections. If there is a suit filed, NOW is the time to consult with a Geraci Law bankruptcy attorney. We can advise if bankruptcy is a solution to your problem.

Even if you are getting threats for a lawsuit from collection agencies, give us a call. Solve the problem before a lawsuit is filed on public record. Geraci Law is happy to meet with you via video, in office or by phone.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Geraci Law – The Firm You Know & Trust

The Chicago Blackhawks lost last night, they get another shot for a win. Let Geraci Law help you with a fresh start!

The Chicago Blackhawks lost their opener last night against the Las Vegas Golden Knights. The good news is they get another shot at Game 2 on Thursday. Geraci Law wants to help you with your second shot. If you lost your job, if you lost income, if you just feel like you are losing the battle of debt – Geraci Law is here for you. Don’t gamble your financial future!

Since 1977, Geraci Law helped over 250,000 people solve debt problems. We’ve been reviewed 30,000 times from HAPPY clients. These clients have two things in common. The first is they used Geraci Law to get out of debt. Second is their lives are better since filing for bankruptcy with Geraci Law. It’s just simply relief.

Bankruptcy can be scary – you might be worried or nervous. There’s enough in the world to be worried and nervous about. Bankruptcy with Geraci Law can help solve the debt nerves. Owing money you cannot pay is scary – bankruptcy should not be.

We work with everyone. We offer flexible payment options and if bankruptcy is NOT your best bet, we’ll advise you on alternative options. It’s what Geraci Law is here for – we want to change your life for the better.

Geraci Law can meet you virtually, by phone or we’re open at our several locations. It’s whatever is easiest for you. It starts with a free consultation. You can schedule this by calling 800 CALL PFG or online by clicking here. https://www.infotapes.com/Bankruptcy/OfficeLocator

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

No question too big or small – we’re nice, we’re experienced and we’re ready to help!