My car was repossessed or impounded– can bankruptcy help get my car back? HELP!

Dial 1-800-CALL-PFG for a free phone mini-consultation! Chapter 13, Chapter 7, or other options may be your solution to vehicle repossession or vehicle impounded by cities.

Rule # 1:   “Don’t wait to dial 1-800-CALL-PFG.  Why?  Whoever snatched it will run up crazy storage charges as much as $100 a day! Even worse, it can get damaged in the tow lot, and can be sold for the storage and towing charges.Car Repo

Rule #2:  If your vehicle has a lien on it, and it is not repossessed by the finance company, ask the finance company to get it out.  Sometimes they will.

Rule #3:   If you have regular employment or pension income, and can fund a Chapter 13 repayment plan, Geraci Law may be able to get your vehicle released in ONE DAY!  Bring us proof of income, the vehicle papers and title, liability insurance (full coverage if financed) to see if you qualify.

Rule #4:  If you don’t want the vehicle, because it is old, broken or over-financed with no equity, think about filing Chapter 7 bankruptcy.  You may be able to finance a good 2 year old vehicle the day after filing Chapter 7. Family Van

Rule #5:  Dial 1-800-CALL-PFG for a free phone mini-consultation!  Chapter 13, Chapter 7, or other options may be your solution to vehicle repossession or vehicle impounded by cities.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 20,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Bankruptcy Attorney Abraham Lincoln

Do you know that Abraham Lincoln was a bankruptcy lawyer? That’s right. In 1841 Honest Abe was practicing law in Springfield Illinois. Congress passed a bankruptcy act, and there was an economic depression. A lot of people just like you came to Abe’s law office on the 2nd floor, near the courthouse in Springfield, and filed bankruptcy to get a fresh start.

Lincoln had experienced financial failure, when he was running a general store in Salem Illinois.

He did not have modern bankruptcy rules to protect him.   Lincoln had to sell his stake in the store and after his partner died. He was responsible for approximately $1,000 in back payments. Lincoln was sued by his creditors and was required to pay the debt over a 17 year span.ABE

Now, you can stop creditors from suing you and taking all of your belongings, by either Chapter 7 or Chapter 13 bankruptcy protection.

Lincoln and his law partner Attorney Stephen Logan handled more than 70 bankruptcy cases in the year and a half that the bankruptcy law of 1841 was in effect. Over half of all of Lincoln’s law cases during his career before he was elected president involved debt collection, or defense against collections.

Thankfully, we have bankruptcy law in place to protect assets and provide a fHorseresh start. If Lincoln had the same rules we do today, he could have retained his assets (a horse and some survey gear) and repaid his debt over 3- 5 years, instead of 17 year plan.

Attorney Peter Francis Geraci has little Lincoln connection! His great great grandfather, Francis a Hoffman, was one of the founders of the Republican Party in Illinois, and ran for Lieut. Gov. on the Lincoln presidential ticket, serving as Lieut. Gov. of Illinois during the Civil War.

Do you need relief from your creditors? Geraci Law is ready to help. Attorneys and staff are well-educated in complicated bankruptcy rules and ready to assist you in debt relief.

If you are working full time, and have debt, just dial 1-800-CALL-PFG for a free phone mini-consultation or log on to infotapes.com to make appointments online 24/7.

Read more at www.bankruptcybookbypeterfrancisgeraci.com

 

Geraci Law Advice!

A woman came to Geraci Law with a financial problem. She listened to Geraci Law and here is what she said,

“I went to these attorneys after being Debt With student loans hospital bills they were there right there side. Several times at the bankruptcy lawyer petition me they inform me a what was needed an on the spot at all times I am so pleased with these people I must say thank you thank you and thank you.”

Read more of what Geraci Law clients say at https://www.infotapes.com/GeraciReviews.

Paying Debt with Debt?

Consumer debt is growing every year.  Of course most people want to make progress paying OFF debt but for many it means taking out a personal loan.

Some believe personal loans or debt consolidation loans are a solution to get ONE payment at sometimes a lower interest rate. If you have several different bills, you can take a personal loan to have a single payment.

But is it a Band-Aid for a wound? Taking on debt to pay debt even at a lower interest rate does not eliminate the interest or the balance. Chapter 13 bankruptcies with Geraci Law are ZERO interest and structured into a 3-5 year repayment plan. A Chapter 7 eliminates debt meaning you have ZERO debt.

According to a study from online lender Lending Tree, the outstanding personal loan balances are close to $125 million! More and more people believe a personal loan is a debt management solution. Consider other options rather than the catch 22 of paying debt with debt! 

$5 Million Settlement in Death of Mother of 3

The client came to Geraci Law for a Chapter 13 Debt Repayment Plan. His debt problems were caused by loss of income caused by the death of his 47 year old wife, after surgery for a uterine cyst. The husband asked attorney Peter Francis Geraci to look into it.

Mr. Geraci has wide experience in medical negligence. He obtained the records and sent them to highly skilled experts, who reported that the doctors and nurses caused the death of the wife by medical errors. Mr. Geraci filed a lawsuit for the widower and the 3 surviving children, and after the statements of the family, and the medical personnel, the defendants realized that there was no defense, and settled the case without trial.

As a result of the settlement, the husband’s Chapter 13 was closed early, the wife’s credit cards as well as her medical bills were paid, and the 3 children have a college fund.

Your boss is worried about your bills!

Your employer is worried about your financial situation! Many companies are offering financial wellness programs for employees. Why would a boss worry about debt?

Lost Sleep

When you lie awake all night trying to figure out who is getting paid this month, you are losing important sleep. You wake up for work not fully refreshed and ready for the day.

Missed Work

Court appearances and second jobs can lead to shortened days and missed deadlines.

Wage Garnishments/Assignments

If your financial situation has gotten to the point of court ordered wage deductions, your payroll department processes the garnishment creating more work and lost wages for you.

Stress

Lack of sleep and worry over debt means you are probably more stress than someone not in financial distress. Stress affects client communication, work product and general work environment.  In addition to the lack of sleep, constantly worrying about your debt can cause a lot of unnecessary and distracting stress. This can be detrimental to your work product or the general work environment.

Good news!

Filing a bankruptcy CAN HELP. Geraci Law can file a case in as little as ONE DAY to stop collection efforts by creditors. We can get you the sleep and rest you need to focus at the task on hand. It all starts with a phone call.

 

Celebrities with Financial Trouble

Celebrities are just like us and sometimes struggle financially. Some take on additional roles, others sell assets and some file for bankruptcy to gain financial relief.

Aretha Franklin – sued by her condo association for over $11,000 in past due condo association fees.

Michael Jackson – at the time of his unexpected death in 2009 he was close to foreclosure on the famous Neverland Ranch.

Nicolas Cage – he is one of Hollywood’s biggest earners but also biggest spenders. At one point, he owed over $6,000,000 to the IRS for 2007 taxes.

Mark Twain – after investing in a publishing house that went bankruptcy, Twain was forced to file for bankruptcy in 1894.

Dennis Rodman – after winning championships with the Chicago Bulls, Rodman claimed broke and unable to pay bank child support. In 2012, he was claimed to owe over $800,000 in back child support.

Kim Basinger – in 1989, Basinger purchased an entire town with the intention of making a tourist attraction or production studio. Instead she filed for bankruptcy and declared a loss.

Toni Braxton – she was diagnosed with Lupus and owed thousands in medical bills. She’s filed for bankruptcy multiple times for financial relief.

Stephen Baldwin – he filed for bankruptcy in 2012 on over $70,000 in credit card debt.

Gary Busey – he filed for bankruptcy protection but did not offer and assistance for his tax debt. He claims to owe over $451,000 to the IRS.