IL Governor Suspends Service of Garnishment Summonses

Illinois Governor J.B. Pritzker suspends the service of wage deduction and garnishment summonses. What this means for you and why bankruptcy with Geraci Law might be a great option.

IL Governor Suspends Service of Garnishment Summonses

Governor J.B. Pritzker issued an executive order suspending the service of garnishment summonses, wage deduction summonses and citations to discover assets for consumers. This suspension is for the duration of the Gubernatorial Disaster Proclamation.

This means creditors in ILLINOIS cannot serve wage garnishment summons. It’s important to understand this is TEMPORARY. During COVID-19, the creditors are kept at bay. But creditors will be able to collect in the future. Plan for YOUR future. Consider your bankruptcy options now. Stop the creditor action before it even starts (or resumes).

Governor Pritzker has your back for now but when the suspension is lifted, these creditors WILL be back. Filing a Chapter 7 or a Chapter 13 will STOP the collections. Want to know your options? Geraci Law is open and filing bankruptcy cases. Give us a call to figure out a plan for your financial future.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Geraci Law Client Reviews

Sample of Geraci Law attorney reviews. Call us – Geraci Law is open and ready to help you with your debt!

Geraci Law Client Reviews 

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Attorney Ashley Chike Review

“Unfortunately, I am a repeat customer. Got a divorce and most everything was in my name. Ashley was amazing. She did not make me fee bad for having to file. She was there every step of the way, and kept in constant contact with me, answering any questions I had, no matter how dumb they were!

She took the time to walk me through every step, making sure I didn’t forget anything, and just giving me advice to help ease my concerns. She really made this a painless process for me. To top it off, this was all being done during the Coronavirus epidemic, and she was still there anytime I needed her. Now that is how you treat someone going through the difficult time of filing. I would highly recommend!

RODAttorney Rodney Geer Review

“Rodney Geer made me feel so much more comfortable with the whole experience. I felt down on myself and my money situation, I was embarrassed to what it had come to, he reassured me that it happens to everyone and we would work through it together. Everyone has been very helpful, from helping me get the documents I needed and printing them for me to make sure I fully understood what was happening and what was to come. I would highly recommend this office to everyone and anyone, I cant say enough how much I appreciate all their help.”

MAAAttorney Marc Affolter Review

“Mr. Affolter has been a tremendous help. He is very knowledgeable and kept us informed the entire way. I couldn’t of been happier with another attorney on my case. I will definitely be recommending this law firm to anyone needing bankruptcy assistance. Thank you for your help and my family and I will have a better life now because of your help. Thank you.”

JKNAttorney Jason Nielson Review 

“It was the best decision I have ever made. I was nervous to walk in, but left relieved. Attorney Jason Nielson was professional and gave great advice. Definitely recommend for the relief you need from debt.”

 

 

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Happy Easter from Geraci Law!

Geraci Law staff wishes a Happy Easter and offers some shelter in place ideas.

Happy Easter from Geraci Law!

Geraci Law wishes you and your family a Happy & Safe Easter! It’s not the Spring or Easter we were expecting. If you are struggling financially right now, we’re here from you.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Some tips from Geraci Law Staff during shelter in place: 

Attorney Jason Kara – have a theme night – even though you cannot go to the beach, bring the beach to you!

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John Senese – playing dress up is ALWAYS a good plan.

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Elizabeth Doren – if you have preschoolers at home, buy activity books on Amazon or the Dollar Store for $3-$5.

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Geraci Law Shelter in Place & Staying Safe

It’s not the Spring we were expecting. We know it’s tough. Geraci Law is meeting via video – here’s some Geraci Law staff working from home.

Geraci Law Shelter in Place & Staying Safe

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Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Debt Worry? Call Geraci Law.

If you are worried – call Geraci Law. Our experts will help you create a plan that HELPS your budget and debt.

Debt Worry? Call Geraci Law.

Because of the market crash in 2008, interest rates on consumer debt like personal loans and credit cards were historically low. The result was consumers having MORE debt with less interest. When everyone was working full-time, the household budget was fine. The income was there to make the minimum payments plus some more on the debt. Geraci Law was there for consumers in 2008 and we’re still here to help.

Now with COVID-19 and employment uncertainty, a missed payment could snowball into a big debt problem. Even if work resumes tomorrow – what if the market isn’t there? What if there’s no job to return to? What if the virus stimulus package only covers ONE MONTH of payments but does not solve the debt problem. Geraci Law may have your solution.

Geraci Law is here to help consumers realign budgets. We help people just like you worried about minimum payments and just making it. Eliminating YOUR debt helps YOUR future instead of the banks.

You can take what you are spending in minimum payments and start a savings account. You can take the money you are putting towards debt settlement or debt management programs and put it toward a down payment on a home or retirement. Bankruptcy with Geraci Law helps you get back on financial track.

Stop wasting your hard-earned dollars on uncontrollable debt.

Think about your future.

Think about your job’s future.

If you are worried, call us. Geraci Law can help you figure out a plan that works for you.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Virus Stimulus Package – Bankruptcy

Geraci Law helps answer questions about the Virus Stimulus Backage.

Virus Stimulus Package – Bankruptcy

The United States Government is close to authorizing a stimulus package where Americans will receive a check. How much are you expecting? What do you do with the money? Geraci Law is here to help.

If the bill passes, if you are:

  • Single and making less than $75,000 per year, you will receive $1,200 check.
  • Married and household income less than $150,000, you will receive a $2,400 check.
  • Any couples or individuals UNDER this earnings mark will receive $500 per child.

The income threshold will be based on your Adjusted Gross Income (AGI). So what do you do with the money? You should think about your finances. Ask yourselves these questions:

  • Will this money pay off my debt in full?
  • Will this additional income pay off my mortgage arrears in full?
  • Does putting this money toward my debt SOLVE my problem or just buy me another month without collection calls?

Think about your answers. You do not want a Band-Aid for a wound. This stimulus package is supposed to help cover the short paycheck or missed hours at work. If you are NOT paying off your debt balances in full, then what happens in the next month or the following with your minimums? Does this prevent a foreclosure? Does it stop a car repossession?

Bankruptcy DOES. Filing a Chapter 7 to eliminate your credit card and other debt could allow you to get back on track. The additional funds could help start a savings plan for an emergency. Filing a Chapter 13 would STOP a repossession or a foreclosure.

Geraci Law is here for you. If you have questions or if you want to talk to a professional about your financial situation, we’re here. Geraci Law is open and ready to help!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Geraci Law is OPEN

Geraci Law is open and ready to meet with you by video. Call us at 800 CALL PFG!

Geraci Law staff and attorneys are here and ready to help you!

We are available by phone at 800 CALL PFG (800.225.5734) for free mini-consultations to answer any questions you have about bankruptcy, budgeting or finances.

Geraci Law attorneys offer a FREE video meeting to discuss bankruptcy options. You will meet with a LIVE attorney to discuss your financial situation. We make the process hassle-free so with a click of a button you can meet with an experienced Geraci Law attorney.

The effects of COVID-19 virus attack more than just your immune system. Job positions are being eliminated and hours are being cut. The economy is in uncharted waters. Everyone has questions to ask about their financial future.

Geraci Law is a source of information for financial questions. We try our best to be a RESOURCE to those in need of answers to lingering questions.