Free Counseling Videos

Thinking about what to do about your debts? Afraid of the unknown?

Watch short videos with Bankruptcy Attorney Peter Francis Geraci about bankruptcy, credit, and debt.

Thinking about what to do about your debts? Afraid of the unknown?

Attorney Peter Francis Geraci produced credit counseling videos about bankruptcy, credit and debt, you can watch all for FREE at https://www.infotapes.com/Bankruptcy/BankruptcyInformationVideos

You will learn about:

  1. Medical Bills
  2. Personal Loans
  3. Payday Loans
  4. Suspended Driver’s License
  5. Can I keep a credit card?
  6. How does Chapter 7 bankruptcy work?
  7. How does Chapter 13 bankruptcy work?
  8. What does loan modification mean in bankruptcy?
  9. How do I keep my house and vehicles?
  10. What does bankruptcy do for my credit score?

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Does Your Resolution Involve Debt?

No one wants to file for bankruptcy but life happens and that’s what the Fresh Start Button is for.

An article in The Washington Post titled, “Americans’ top five financial resolutions and how to make them stick” illustrates people’s WANT to budget and save. The author provides some good tips on how to make a budget and stick to it (the subheading – no you don’t need a budgeting app to control your spending is pretty good too).

This article does not account for large amounts of debt. Something in life happens where you are laid off, injured or just simply without the money to save. You use credit to survive and all of a sudden – you are stuck. Saving money becomes far more difficult when you are making minimum payments only to use your credit because your cash is gone.

THAT is where Geraci Law can help. No one wants to file for bankruptcy but life happens and that’s what the Fresh Start Button is for. So many clients are happy and relieved and are ABLE to:

  • Start a savings account. Think about it – if you are spending $600 per month on minimum payments, you eliminate the debt and you have THAT $600 extra per month. Put 1/2 away in a savings account and in a year – you are at $3,600 in emergency funds (put ALL into a savings account and you are at $7,200).
  • Invest – see the article. The author references a free course from the North American Securities Administrators Association (NASAA).

You cannot start saving until you deal with the debt problem. Geraci Law attorneys are ready to talk to you and review all of your options. Read the article at https://www.washingtonpost.com/business/2022/01/04/new-years-advice-to-keep-financial-resolutions/

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Geraci Law in the Middle District of Florida

Geraci Law is ready to help folks from Fort Meyers, Daytona, Ocala, Orlando and Tampa Bay County.

Geraci Law helps the entire state of Florida with debt! Our team can review your situation to determine if a Chapter 7 or a Chapter 13 will solve your problem. Best part? The consultation is free.

In Florida – there are three districts where an individual can file. Every Florida county is assigned to one of these three districts. You file where you live at. There is the Southern District Bankruptcy Court, Middle District Bankruptcy Court and the Northern District Bankruptcy Court.

The U.S. Bankruptcy Court for the Middle District of Florida is the third busiest bankruptcy court out of the 90 Federal Districts! Geraci Law is ready to help folks from Fort Meyers, Daytona, Ocala, Orlando and Tampa Bay County.

Cases filed in the U.S. Bankruptcy Court in the Middle District of Florida have 341 Meeting of Creditors via Zoom. Geraci Law will HELP you with this process. You can handle your entire case from the comfort of your own home including your virtual Meeting of Creditors.

Before you make your next minimum payment – give us a call. We can help you stop the cycle of debt. Check out Break the CYCLE of DEBT!

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Who your Lawyer is, DOES Make a Difference

An attorney representing creditors scrutinizes your Chapter 7 or 13 petition, looking for assets they can take, or money they can get you to pay creditors.

Below is an article written by Attorney Peter Francis Geraci read this and more at https://www.infotapes.com/Articles

Geraci Law founder Peter Francis Geraci likes to say “Why pay the same and not get the name?” Even worse, why THINK you’re paying an attorney to protect you, but end up losing your home or other asset? 

Remember, creditors look at your bankruptcy petition, and so does the United States Trustee and their minions. An attorney representing creditors scrutinizes your Chapter 7 or 13 petition, looking for assets they can take, or money they can get you to pay creditors.

Geraci Law attorney Nathan E. Curtis recently defeated a Chapter 7 trustee in one case, and a Chapter 13 trustee in another. In Will County, Illinois, the Chapter 7 trustee wanted to take $12,000.00 the Geraci clients had claimed exempt as funds from the sale of their home, because Illinois law says the “homestead” exemption is only good for a year. Attorney Curtis pointed out to the Court that, since the Chapter 7 was filed within a year of receiving the sale proceeds, the Trustee could not claim it by holding the Chapter 7 case open and waiting a year to object. This saved the Debtors $12,000.00.

In the Chapter 13 case, Geraci Law attorney Nathan Curtis defeated the claim of the Chapter 13 trustee that life insurance proceeds of $50,000 were “disposable income” that had to be paid to creditors. Attorney Curtis pointed out that only “current monthly income”, not a one-time payment, much less a life insurance payment that is exempt from creditors, may be required to be used to pay creditors. The Bankruptcy Judge agreed, and Geraci Law saved the widow from having to use life insurance to pay creditors.

Who you choose for an attorney DOES make a difference! 

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

What About My Car in Bankruptcy?

Bankruptcy can be used to get rid of bad car deals, or help you to pay for a vehicle you want to keep.  You can buy a car on credit after filing bankruptcy, so you may want to dump a gas guzzler or high payment vehicle and get a cheaper one.

Below is Chapter 18 about your vehicle. Read this chapter and more https://www.bankruptcybookbypeterfrancisgeraci.com/

Bankruptcy can be used to get rid of bad car deals, or help you to pay for a vehicle you want to keep.  You can buy a car on credit after filing bankruptcy, so you may want to dump a gas guzzler or high payment vehicle and get a cheaper one.

If you are like most people, your car is financed.  The U.S. Department of Commerce estimates that, in 1991, the average cost of owning a car that is financed is over $425.00 per month.  The cost of owning a car includes the monthly payment, the interest lost on the down payment or cash value of the trade-in, repairs and maintenance, depreciation (the amount the car goes down in value every month), license and taxes, as well as gasoline and oil.  I have seen more than a few people who are paying more for their car than for their rent.  If they were living in their cars, that would be a good idea!

Many people are suffering from “car fever” when they buy a car.  Dealers have relationships with finance companies that allow them to finance any kind of deal.  If you want to finance a car with a bank or a finance company that has no relationship with the dealer, the first thing a loan officer will do is look up the car in a book which lists the value of the car.  There are several services which provide such information.  Most finance companies or banks that have no continuing relationship with a car dealer will only loan you 70 to 80% of the average retail price for the same type of car listed in the book.  If you are paying more than the average retail price, you will be able to get a loan based on the average price similar cars are usually sold for, not on 75% of what you want to pay.

What does this mean to the average car buyer?  It means that if you are paying too much more than the usual price everyone else pays for similar cars, the “average retail price”, you will have to put more money down.  However, finance companies that have regular relationships or agreements with car dealers will lend you almost any amount, regardless of how much the car is really worth.  In other words, they will finance you for the price the dealer got you to pay, not what the car is really worth.

When that happens, often the car is worth less than you owe on it.  If the difference between what you owe, and what you could sell the car for, is very great, you may want to give the car back to the finance company.  Then, you won’t owe anything, and you can start fresh and get another car.

Can you get another car, if you have filed a bankruptcy?  This depends on you. If you are filing a bankruptcy, your credit is probably bad anyway right now.  After you discharge your debts, you won’t have any payments to make, so you probably will be able to afford reasonable car payments.  If you put some money down, many dealers will finance you again.  Or, you can buy a used car for cash. Or, for what you would spend on a car, you can take cabs.  The trick is to avoid getting into trouble on another car. 

If your car payments are reasonable, and you owe less than the car is worth, or about the same, and you are up to date in your payments, and the car is running good, you will probably want to keep your car even though you are getting rid of the rest of your bills.  This is absolutely no problem.  The finance company will be happy to agree, generally, that your debt will survive the bankruptcy.  This is done in writing, and is called a reaffirmation.

If you are behind in your payments, or don’t have car insurance, finance companies will seldom let you keep the car unless you cure those problems.  This is true even when you are not doing a bankruptcy.

Many people come in to do a bankruptcy after the finance company has repossessed the car because they didn’t make the payments, or didn’t keep it insured.  Sometimes I can get the car returned if they bring the payments up to date, and get insurance, but most of the time they are better off giving up the car.

In a situation where the car has already been repossessed, if you owe less than the car is worth, it might be worthwhile investigating filing a Chapter 13 debt repayment plan.  This is a repayment bankruptcy, and the payments can be restructured if your budget allows it.  Of course, Chapter 13 plans, in which you pay a payment to a court-appointed trustee who sends it to your creditors, are always more expensive than Chapter 7 bankruptcies.

If you have a car that you own, and it is not financed, you need to have me look at the exemptions allowed by law, to see if you could still file a bankruptcy and keep the car, free and clear of any claims of creditors.  In Illinois, if the car is your main asset, and you own it free and clear, and you are the only one on the title, we need to see if you can keep it without having to do a Chapter 13. This may not be a problem, however.  I do many Chapter 7 bankruptcies, especially for married people who own vehicles in joint tenancy, where they have cars and keep them free and clear in a bankruptcy.  It all depends on your individual situation, and a competent bankruptcy attorney can advise you about this.

Example: Ted wrecked his car without insurance. The accident was his fault, and the other driver is suing him. He still owes $6,000 on his car note, and now the car finance company wants to be paid. His brother Bill has a 1989 Camaro. When he bought it, he traded in another car that was not paid off, and his car note now includes money he owed on the old car, as well as what he owes on the new car. Bill’s car note is $457 per month. He is current, but wants to give the car back and get a “beater” so he can save some money.

Their friend Ralph is up to date in his car payments, has insurance, but has a lot of medical bills and credit cards. He wants to keep his car and get rid of the rest of his debt.

The Peter Francis Geraci Chapter 7 or 13 Solution: Ted files a bankruptcy and lists the other driver and their insurance company, as well as his own car finance company. Any debts to them will be discharged. He can save up some money, go buy another car, and no one can sue him for the accident, so he won’t lose his driver’s license.

His brother Bill surrenders his car, and doesn’t have to pay a nickel more. He now has no bills, and can save up to buy another car.

Ralph is getting rid of his hospital bills and his credit card debt, so now he can afford his car payment. It is up to date, and the car is insured, so he can keep his car even though he is getting rid of other debt.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Bill Consolidation, Loan Modification, Credit Counseling, Debt Settlement Fraud Schemes

All these schemes play on your guilty, embarrassment and confusion. They can’t stop late fees, repossessions, lawsuits, foreclosures, license suspension, or anything else. So, beware of “bill consolidation, mortgage modifiers, debt settlement and credit counseling”.

From Chapter 3 of Attorney Peter Francis Geraci’s, “The Complete Book on Bankruptcy” read more @ https://www.bankruptcybookbypeterfrancisgeraci.com/

This is an easy one. Because most stuff other than bankruptcy is fraudulent. That means someone somewhere, on the internet, or maybe in Russia, or maybe your own bank, wants your money, and will say anything to get it.

1. “bill consolidation” is usually a fraud scheme There is no way to “consolidate” all your bills into one lower payment you can afford, pay your vehicles and mortgage and tax debt first, and stop every single creditor from bothering you, adding late charges, or suing you. No way. None. Nada. Except for Chapter 13 bankruptcy. Oh, there’s that word again “bankruptcy.”

2. “Loan modification” Fraud schemes like “Legal Helpers Loan Modification” just stole people’s money and disappeared with millions. Banks usually string you along for months and lose your paperwork, making things worse. Then all they do is take your 30 year loan and turn it into a 40 year loan to “get” you a lower payment. Great, now you’ll die before you pay them off and they’ll get your house back after collection mostly interest payments.

3. “Credit Counseling” Possibly the worst fraud. Some of them pose as law firms. Some are “lawyers” who really should be in jail. Being a lawyer makes them try to take as much as the first year’s payments up front as fees”. They usually last a year before getting indicted and put out of business.

4. “Debt settlement” Definitely the worst. Run, do not walk, as fast as you can from these skunks. Legal Helpers Debt Resolution” and others stole $50 million or more and faded into the night. Their imitators are still around, and so are the lawyers involved. They only lost their law licenses for a couple years. Nice payday on your money!

All these schemes play on your guilty, embarrassment and confusion. They can’t stop late fees, repossessions, lawsuits, foreclosures, license suspension, or anything else. So, beware of “bill consolidation, mortgage modifiers, debt settlement and credit counseling”. We usually see folks who have paid $3,000 to $5,000 to bill consolidators, and have nothing to show to it, when they could have filed Chapter 7 or 13 and really solved their problems and gotten a true fresh start.

Bankruptcy is very predictable. Everything is in writing, and while there are a lot of stupid lawyers who do lose $3000 or $5000 of their client’s money in Chapter 7’s, and take Chapter 13 cases that fail quickly after they get paid, Geraci Law does not engage in shady practices. So why pay the same, and not get the name? Ask your friends and family, and even your boss at work. Chances are they’ll say, “talk to Geraci Law.”

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Thankruptcy

Read about Thankruptcy!

There’s a lot to be thankful for. Geraci Law is thankful to our clients and the ability to help people receive a fresh start. We have a phrase at Geraci Law called Thankruptcy! Our clients are so happy with their experience, they don’t say Bankruptcy they say – Thankruptcy!

Check out our Thankruptcy video below!

Can I Get Rid of a Vehicle By Filing Bankruptcy?

Sometimes you just don’t want a vehicle. It may be worth far less than you owe, or it may be a junk that costs too much to repair. So the question is, how do you get rid of it and get something else? You’re probably not going to just get rid of the vehicle and walk or take the bus. So there are a variety of situations, and you need good legal advice before you make a false move.

Sometimes you just don’t want a vehicle. It may be worth far less than you owe, or it may be a junk that costs too much to repair. So the question is, how do you get rid of it and get something else? You’re probably not going to just get rid of the vehicle and walk or take the bus. So there are a variety of situations, and you need good legal advice before you make a false move.

Title loans Do you have an old vehicle with a title loan? If you do, the title loan company has a lien on the title. They will want you to pay them before they release the title. If the vehicle doesn’t run, or has been in an accident, you can’t junk it unless you get the title. Title loan companies seldom will take a vehicle back, rarely even repossess vehicles, because they don’t loan you enough money to make it worthwhile. If you file a bankruptcy, we can provide that you surrender the vehicle, then file a procedure called a motion to exempt and redeem. The court values the vehicle, and all you have to do is pay the value of the vehicle to the title company in which they are required to give you the title. This works very well when you have a junker is only worth $100 salvage value.

Under water Second situation that is very common is that you have a vehicle where you have a loan on it, in the loan payoff is much more than the vehicle is worth, and you don’t want it. Let’s say you bought a used car, and it’s now worth $8000. But you have 40 payments of $350 left to pay, or $14,000, the payoff and that depending upon how long you’ve financed it for, might be as much is $11,000 or $12,000. So if you wanted to give the vehicle back to the finance company, they would sell it at auction, probably $4000, and soak you with the auction costs, if you credit for the $4000 sales price, and you’d end up owing 8000 on the repossessed vehicle. Chapter 7 filing can eliminate that $8000 deficiency.

So Chapter 7 works very well when you owe a lot more than the vehicle is worth. If you want the over financed vehicle in a chapter 7, sometimes, we can make a deal, and a reaffirmation. So you can either surrender a vehicle that’s over financed and eliminate the deficiency, or possibly we can negotiate a better deal in bankruptcy, but you have to be willing, under Chapter 7 to surrender it if they don’t give you a better deal. There is another option called 722 redemption, similar to the junker, but if the value of the vehicle is $8000, you have to come up with the full value of the vehicle, or finance it, and if you do not come up with the $8000 722 redemption, you probably be financing it at 30% interest which is a terrible deal and you’d be right back where you started.

Chapter 13 The third situation involves keeping the vehicle, and filing chapter 13 to pay what the vehicle is worth, if the vehicle is over two and half years old, and even if it’s not 2 ½ years old to pay it at the prime rate +2%. Now if that sounds complicated, it is. One problem that we are running into is people are financing vehicles for 72 or 84 months, and then coming in to file a chapter 13, which can only last 60 months. They may even have a 0% interest rate. So if you have a long way to pay on a vehicle, and you’ve already got 0% interest, chapter 13 doesn’t help you. Depending upon your income, it may be wise you can qualify for chapter 7, to get rid of this monster and get a reasonably priced vehicle with a low payment.

There’s a lot more to vehicles in bankruptcy. Geraci law lawyers have filed over 100,000 bankruptcy cases, many of which involve cars, both chapter 7 and chapter 13. If your only debt is a car, you should not be doing a bankruptcy. But if your problem is greater than just the car payment, let’s look at what filing a Chapter 7 or Chapter 13 can do about your whole picture, and where the vehicle fits in.

That’s why you need an experienced Geraci law bankruptcy lawyer to figure all this stuff out.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Homes & Bankruptcy

Will I lose my house if I file for bankruptcy?

What happens to my home if I file my bankruptcy? Do I lose my house if I file a Chapter 7? Questions asked by every homeowner looking to file for bankruptcy. The answer is the only thing you lose if you file for bankruptcy is the DEBT.

If you in a Covid 19 or C19 mortgage deferral, if you do not have the repayment in full – filing a Chapter 13 can HELP! Talk to an experienced Geraci Law attorney today about your options.

Attorney Peter Francis Geraci answers the question of Homes and Bankruptcy in InfoTapes segment. Watch below! If you want to review your debt relief options, we’re a phone call away or you can schedule online @ https://www.infotapes.com/Bankruptcy/OfficeLocator

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Geraci Law Florida Team

Our team consists of senior attorneys ready to help you. Meet the Geraci Law Florida team and read what our Florida clients say about them. Best part is? The consultation with our amazing (I’m biased) team is FREE.

Geraci Law handles Chapter 7 and Chapter 13 bankruptcy cases across the state of Florida. Our team is ready to help you stop foreclosure, stop a repossession or assist in getting you the fresh start you need.

Our team consists of senior attorneys ready to help you. Meet the Geraci Law Florida team and read what our Florida clients say about them. Best part is? The consultation with our amazing (I’m biased) team is FREE.

Call to schedule or you can schedule online @ https://www.infotapes.com/Bankruptcy/OfficeLocator

Attorney Jonathan Parker

Attorney Jonathan Parker is a senior court attorney and supervisory attorney at Geraci Law. He is responsible for the majority of the firm’s litigation as well as counsel to Attorney Peter Francis Geraci.

He earned his JD Cum Laude from University of Wisconsin. He graduated with a degree in French and Philosophy from Northwestern University. He received Northwestern University Departmental Honors with distinction.

Attorney Parker’s professional experience includes providing client consultations, filing bankruptcy petitions, handling the firm’s litigation and legal research. He has won and appealed numerous cases for the benefit of his client.

He has extensive knowledge of the United States Bankruptcy Code and debt settlement. Attorney Parker will determine your best course of action to solve your financial problem. You should expect nothing but the best representation when Attorney Jonathan Parker is on your team.

Court Admissions

  • Illinois State Court
  • Wisconsin State Court
  • Florida State Court
  • Northern District of Illinois Federal Court
  • Central District of Illinois Federal Court
  • Eastern District of Wisconsin Federal Court
  • Western District of Wisconsin Federal Court
  • Northern District of Indiana Federal Court
  • Southern District of Indiana Federal Court
  • Northern District of Florida Federal Court
  • Middle District of Florida Federal Court
  • Southern District of Florida Federal Court
  • 7th Circuit Court of Appeals
  • US Supreme Court

Reviews

Attorney Ashley Chike

Attorney Ashley Chike is a senior court attorney and supervising attorney at Geraci Law. She earned her JD/MBA from Loyola University Chicago and inducted into Alpha Sigma Nu Honor Society by graduating in the top 10% of her class. 

Attorney Chike’s professional experience includes providing client consultations, drafting as and filing bankruptcy petitions/plans, representing clients in court, supervising cases, and conducting legal research.

Attorney Chike wrote a legal brief and argued in court defending a client’s right to keep her tax refund each year during her Chapter 13.  The Judge ruled in Attorney Chike’s favor and ruled against the Chapter 13 Trustee who was seeking to take the refund – now all Chapter 13 debtors can keep their tax refunds in their Chapter 13 if properly prorated.  

She has extensive experience evaluating client-specific financial debt and data to provide the best solution for the client. Clients can expect nothing less than excellence from her.  It is her mission to get the client the BEST result possible. 

Court Admissions

  • Illinois State Court
  • Wisconsin State Court
  • Florida State Court
  • Northern District of Illinois Federal Court
  • Central District of Illinois Federal Court
  • Southern District of Illinois Federal Court
  • Eastern District of Wisconsin Federal Court
  • Western District of Wisconsin Federal Court
  • Northern District of Indiana Federal Court
  • Southern District of Indiana Federal Court
  • Northern District of Florida Federal Court
  • Middle District of Florida Federal Court
  • Southern District of Florida Federal Court
  • Colorado Federal Court

Reviews

Attorney John Sadler

Attorney John Sadler is a senior court attorney and supervising attorney at Geraci Law. He earned his Bachelor of Arts in Criminal Justice & Sociology and JD from Indiana University. In his spare time, he enjoys camping, cycling and other outdoor activities.

He is a board member of a small non-profit cycling organization focused on raising money through cycling events for cancer research. He has extensive knowledge of real estate and bankruptcy and supervises real estate issues in Indiana.

In 2017, Attorney Sadler successfully won an adversary proceeding for his client. His client’s car was totaled and the client received an insurance check. The creditor filed a suit alleging Attorney Sadler’s client intentionally did not fix the vehicle and the debt owed should not be eliminated in his Chapter 13 bankruptcy.

The creditor claimed the client had a responsibility to repair the totaled vehicle. Ultimately Attorney Sadler defended his client and got the adversary dismissed. He saved his client close to $10,000! 

Court Admissions

  • State of Indiana
  • State of Illinois
  • State of Florida
  • United States District Court, Northern Illinois
  • United States District Court, Central Illinois
  • United States District Court, Southern Illinois
  • United States District Court, Northern Indiana
  • United States District Court, Southern Indiana
  • United States District Court, Middle Florida
  • United States District Court, Southern Florida

Reviews

Attorney Rob Brynjelsen

Attorney Robert Brynjelsen started his career at Geraci Law in 2004. He is a supervising attorney licensed to practice in Illinois, Wisconsin, Indiana and Florida. He graduated with a Bachelor of Arts from University of Illinois and a Juris Doctor from the University of Miami.

Attorney Brynjelsen has advised on more than 10,000 consumer bankruptcy cases. Although based out of Illinois, he spends at minimum a few weeks a year visiting all of our offices to make sure the PFG Difference is maintained!

When he’s not advising Geraci Law clients and assisting attorneys, Attorney Brynjelsen enjoys playing golf and traveling, especially cruises.

Court Admissions

  • Illinois State Court
  • Florida State Court
  • Wisconsin State Court
  • Michigan State Court
  • Indiana State Court
  • Northern District of Illinois Federal Court
  • Central District of Illinois Federal Court
  • Middle District of Florida Federal Court
  • Southern District of Florida Federal Court
  • Eastern District of Wisconsin Federal Court
  • Western District of Wisconsin Federal Court
  • Northern District of Indiana Federal Court
  • Southern District of Indiana Federal Court
  • Eastern District of Michigan Federal Court
  • Western District of Michigan Federal Court

Reviews

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com.  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 30,000 5-star reviews 5starsince November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

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