Chicago’s Fresh Start Program

City of Chicago’s Fresh Start Program for parking tickets and driver license suspensions. Let Geraci Law help you apply and get a fresh start from your other credit debt!

Chicago’s Fresh Start Program

Geraci Law uses the phrase FRESH START for people who file for bankruptcy.  Geraci Law offers you the ability to start again with both a Chapter 7 and Chapter 13. You are debt-free with the opportunity to reestablish your credit.

The City of Chicago borrowed the phrase Fresh Start for a new parking ticket program. In the city of Chicago, unpaid parking ticket balances can double and snowball to HUGE balances. A driver’s license can be suspended or a car can be booted if unpaid tickets are ignored. Previously, the ONLY bankruptcy option was filing a Chapter 13 repayment plan for the debt.

Chapter 13 bankruptcy plans consolidate the balance of parking tickets into an affordable repayment. With the Fresh Start program, parking ticket balances can be written off. So instead of a three to five year repayment, you can file a Chapter 7 to eliminate OTHER debt like credit cards and medical. When your case is discharged, you apply for the Fresh Start Program.

Geraci Law will handle ALL of this for you. When accepted into the program, the City of Chicago will respond with a proposed plan.

–       ANY tickets over 3 years old will be written off by the City of Chicago. So you will NOT owe them.

–       ANY tickets incurred within the last 3 years, will be put into a payment plan without the need of a large down payment.

If you have parking tickets, Geraci Law CAN help! Calling our experienced staff can determine if a Chapter 7 or Chapter 13 is a viable option to STOP a driver’s license suspension.

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at  Bankruptcy laws are in place to help you.  Who knows bankruptcy like Geraci Law?  Geraci Law has 25,000 5-star reviews 5starsince November 2016!


Illinois Judicial Council & Scholarship Awards Ceremony

160808 IL Jud Council

On July 29th, 2016 Peter Francis Geraci and his wife Holly Geraci attended the Illinois Judicial Council 34th Installation & Scholarship Awards Ceremony as Gold Sponsors.

The master of ceremonies was Rev. Mitchell L. Johnson. Reverend Johnson’s wife, Judge Sharon O. Johnson, is the 2016-2017 chair of the Judicial Council.  The theme of the event was Courts Connecting with Communities. Scholarships were given to 5 second year law students attending Chicago law schools.

The event was opened up with an invocation by Bishop A.B. Vines and a beautiful performance of “Lift Ev’ry Voice and Sing” by James Weldon Johnson. After an introduction by the Master of Ceremonies, Rev. Johnson, a dinner was served.

One scholarship was given to a current DePaul University College of Law student, two to John Marshall Law School students, and one each for 2L’s at University of Illinois and Northwestern.

IL Jud Council 2

Illinois State Moot Court 2nd place winners from Mother McCauley and Hillcrest high schools served as hosts at the Illinois Judicial Council Awards and Installation Dinner at the Palmer House on July 29th, 2016. Here they welcome attorney Peter Francis Geraci to the dinner.

Stay tuned for more news of the Chicago scene.

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