A common source of debt is medical bills. Even for the fully-insured, a trip to the hospital could costs thousands. It’s not like you get one bill for the total amount you owe. You get one from the hospital, from the lab, from the ambulance and the list goes on. If you have a high insurance deductible, you could look at paying thousands for ONE visit. Any follow ups could mean additional bills.
Many medical bills do not report to credit reports. But debt is sent to collectors and collectors will report. If left unpaid, what started as a co-pay could turn into a big bill.
Geraci Law has the solution to your problem. A Chapter 7 will eliminate your medical bills. Or a Chapter 13 repayment plan can consolidate the bills into an affordable monthly payment.
Here’s what Geraci Law clients have to say:
“Im a mother of 5 and 5 grandchildren. and I was in a very troubled financial time in my life, In 2014. I decided to start over i went to Peter Francis Geraci to seek help with filing bankrupcty, I did not quit understand then, but they gave me great understanding on what to expect. They help me in so many ways they had a great team, and worked with me on a payment plan. Due to my financial struggle PFG in good faith did away with my balance after a year of them working my case while making payment. Completing my bankruptcy, they put me in a finacial class to make sure i knew how to manage my finances, and I would not be in this situation again. And now I am very thankful and greatful for the team I had..I appreciate them so and recommend others to this company, they do a great job, and was very understanding to my situation. Thanks a bunch im forever thankful, and so are my children.” – Angel, Indianapolis
“I am so proud of myself after doing this. It was hard at first and you guys have always been right there telling me that everything will be alright. I feel like a new person and Ive learned a few things too. My lawyers and everyone here in Indy has been absolutely on board with me and I`m very grateful to you all! ” – Stephanie, Wisconsin