Bankruptcy will STOP foreclosure. Filing Chapter 13 will put the mortgage arrears in a repayment plan. Geraci Law can file your case in as little as one day. We will help you stay in your home.
At the start of the loan modification, mortgage companies tell you to stop paying the mortgage to show hardship.
So you stop paying then are denied a modification. Now the house is in foreclosure with thousands in arrears. And the mortgage companies want the full balance of arrears (plus late fees) to stop the foreclosure.
Bankruptcy is your solution. Geraci Law will file your Chapter 13 to get you current. If you want to reapply for a loan modification, you can. Geraci Law will save your house so you still have a loan to modify.