Fear of Debt

Owing money can be scary. Creditors call constantly and you lose sleep thinking about who is going to get paid this month and how. Its fear tactics – creditors use it to scare you into making a payment. If you say, I can’t pay you; hang up the creditor will just call again.

Many people look to other options like borrowing against retirement or using savings. They think if I can just make it this month – things will get better next month. Often, it’s a year later the savings account is empty and the bills are not paid.

Not only do most fear the creditors and owing but they fear the bankruptcy solution too! Filing a bankruptcy with an experienced law firm (Geraci Law) can protect your retirement and assets. In most cases, the only thing to lose is the debt and the best thing to gain is a good night’s sleep – debt free and stress free.

Do not wait to file a bankruptcy. If it’s 2:00 a.m. and you are looking at tax ramifications for a 401K withdrawals, call Geraci Law about your bankruptcy options. The worst part is admitting you need help.