How to Stop the Phone From Ringing

Over the last few weeks, newspapers printed articles regarding debt collection practices. One article gives advice as to how to ignore debt collectors. Advice ranged from pretending not to speak English to faking a family crisis. The reporters failed to give information how to actually STOP the calls.

Ignoring creditors can be a Band-Aid for a wound. You can delay the inevitable but ignoring is not a solution. If creditors cannot reach you, it’s possible to file a lawsuit and win a judgment against you.

Instead, you can file a bankruptcy. A Chapter 7 or Chapter 13 will STOP the phone calls. You can stop the phone from ringing and either eliminate or consolidate your debt.

Author: Elizabeth Doren Paralegal at Geraci Law L.L.C.

I am a paralegal at Geraci Law L.L.C. (the greatest consumer bankruptcy law firm that ever was or will be!) I talk to thousands of people who are struggling financially. They call because they know Peter Francis Geraci and Geraci Law staff help people through very difficult times. I write about the things I read in the news, hear from clients and general information about debt and bankruptcy I find interesting.