How to Stop the Phone From Ringing

Over the last few weeks, newspapers printed articles regarding debt collection practices. One article gives advice as to how to ignore debt collectors. Advice ranged from pretending not to speak English to faking a family crisis. The reporters failed to give information how to actually STOP the calls.

Ignoring creditors can be a Band-Aid for a wound. You can delay the inevitable but ignoring is not a solution. If creditors cannot reach you, it’s possible to file a lawsuit and win a judgment against you.

Instead, you can file a bankruptcy. A Chapter 7 or Chapter 13 will STOP the phone calls. You can stop the phone from ringing and either eliminate or consolidate your debt.