Stop Lawsuit with Bankruptcy!

Creditors will file lawsuit for debt. Many people assume a credit card company wouldn’t bother with small balances. However, interest and late fees can take a small bill to a big problem.

A judgment is court-ordered and you if entered – creditors can garnish paychecks, freeze assets, or put liens against property. The good news is Geraci Law can help!

You can attend and try to settle the debt but usually you will need a lump sum. You can work out a payment arrangement but if you miss a payment – the judgment can be entered.


Once the first lawsuit is filed, there can be a domino effect of other creditors. Older debt transferred to collection agencies will wait in line to get paid from your paycheck. Garnishments are deducted from your gross pay so more overtime equals more paid to your creditors. Stop the lawsuit chaos before it starts with Geraci Law.

You will STOP the lawsuit, STOP the constant phone calls and STOP further action by your creditors. Peter Francis Geraci and attorneys offer no-money down Chapter 13 options and Chapter 7 payment plans.

Author: Peter Francis Geraci, Bankruptcy Attorney and Financial Expert

Founding member of Geraci Law L.L.C., a multi-state consumer bankruptcy law firm with over 70 attorneys. One of the largest and oldest consumer bankruptcy law practices in the country. Founding member of Geraci, Arreola, and Hernandez, a personal injury law firm with landmark personal injury and medical malpractice rulings. CEO of Professional Financial Guidance L.L.C. and PFG Credit Counseling, Inc., online providers of bankruptcy debtor education and credit counseling.