What Our Clients Think About Us….

Geraci Law L.L.C. not only helped eliminate debt but help thousands of people get back on financial solid ground. We make the bankruptcy process hassle-free and if you have a question, we’re only a phone call away. Here’s what a few clients have to say…

Filing was something that we never thought we would have to encounter. Our attorney, Jason Kara was very helpful in explaining our options, made the whole situation less painful….and very professional. I definitely would refer him to anybody in need!!!!!!!!

My husband and I were in the middle of a financial crisis.. He had just been diagnosed with a terminal illness and I had just lost my job. Never in a million years would I have thought we would be faced with bankruptcy. But PFG law group were professional and pleasant. They made us feel comfortable and made a horrible time much easier to deal with. I would refer anyone who need this type of assistance to this law firm anytime.

Peter Francis Geraci Law served as a GOD send for my personal financial situation. My  attorney, Mr. Mekonnen, was extremely helpful and understanding to my situation. I would recommend Geraci Law to anyone in need of debt relief.

 

What Clients Say About Geraci Law…

Everyone. I mean everyone from the front desk to the attorneys are all supper nice. Down to earth. They are very patient and explain things in a very formal matter. They answer all your questions. Trust me I had plenty. I couldn’t had a better experience with these guys. Strongly recommend them if you are looking for financial freedom a fresh start. These are the guys you want to work with.

-Tom, Illinois

Making the decision to file for bankruptcy can be a very difficult decision to make. There is the feeling of shame and embarrassment, as well as the worry about whether or not it is the right thing to do. From my very first appointment, my Attorney made me feel much better about my situation and help to ease the embarrassment and worries about moving forward. They gave me all the information and tools I needed to go through the process, making it pretty simple and “pain-free.” Whenever I had a question or concern, they were quick to respond to me or to ease my worry. I would highly recommend their services if you are struggling with debt. You will be so happy you took the steps to get you financial situation back on track!

Regina, Wisconsin

If you have to deal with a Bankruptcy attorney, this is THE firm you need to retain. I spoke to Stephen Camp, and he was just astoundingly good. He took his time and answered all of my questions thoroughly, with wit and humor, taking some complicated legal matters, and boiling them down so they became very easy to understand. Outstanding!

Stephanie, Illinois

 

Loan Modification Success?

Bankruptcy will STOP foreclosure. Filing Chapter 13 will put the mortgage arrears in a repayment plan. Geraci Law can file your case in as little as one day. We will help you stay in your home.

At the start of the loan modification, mortgage companies tell you to stop paying the mortgage to show hardship.

So you stop paying then are denied a modification. Now the house is in foreclosure with thousands in arrears. And the mortgage companies want the full balance of arrears (plus late fees) to stop the foreclosure.

Bankruptcy is your solution. Geraci Law will file your Chapter 13 to get you current. If you want to reapply for a loan modification, you can. Geraci Law will save your house so you still have a loan to modify.

Congrats to the Chicago Blackhawks!

Congratulations to the Chicago Blackhawks for winning the Stanley Cup. Many Blackhawk fans forget (or try to block out) years ago when games weren’t televised and the Madhouse didn’t sell out.

Then, the Chicago Blackhawks needed a fresh start. So the owners go together and restructured the organization. The Hawks signed Patrick Kane and Jonathan Toews. Now the team celebrates its third Stanley Cup win in just six years.

The Blackhawks organization recognized what they were doing was not working. Similar to being in debt. Making the minimum payments is ok. It keeps credit scores at acceptable levels. But when meeting the minimum payment means dipping into savings accounts, it’s time to rethink what you are doing.

Bankruptcy can save you thousands in interest (think saves like Corey Crawford in Game 6). Instead of paying minimums – you can start saving for retirement, kid’s college, etc. Peter Francis Geraci is a Chicago legend like the Chicago Blackhawks. Give him a call to stay out of the debt penalty box.

Beyond the Call

Geraci Law attorneys go above and beyond for their clients. Some people are nervous about bankruptcy. It’s like the commercial says. You are nervous when you go to the dentist but when you leave you feel great. Bankruptcy is similar. Below are some examples of how Geraci Law goes above and beyond to help their clients:

Attorney Jason Kara says, “When the Debtor arrived for her initial appointment she was frantic because she locked her keys in her car. Told her don’t worry, have a seat. I used my AAA membership to have a locksmith sent out to unlock the car. By the time the client was done with her appointment AAA had arrived and unlocked her vehicle.”

Attorney Mark Levine says, “Said that the real reason he decided to go with us though is because AFTER he came in to speak to me on Monday he went home and thought about it & was worried he was making a knee-jerk decision.  So he discussed it w/his twin brother and his brother told him that it might be worth paying a few extra bucks to go with a big name firm with a good reputation that has been around awhile.  He took that advice, but he said that the true reason he came back today and hired us without concern is because of the way he was treated when he came in on Monday.  Said he really appreciated that a busy attorney would take the time to spend 10 minutes talking to someone off the street, for free, and that he got the feeling that we actually care about the people we represent.

Why file with anyone else?

Some of the many benefits of becoming a Geraci Law client.

  • You become one of the 100,000 people that Geraci Law helped become debt-free!
  • You not only get the expertise of your attorney but all Geraci Law attorneys and staff to ensure your case is hassle-free!
  • Payment plan to fit any budget. We routinely file cases for no-money down.
  • Discounted fees for required credit counseling courses.
  • Access to your credit report and FICO score.
  • Flexibility. Geraci Law understands life is hectic and appointments do not always fit into the 9:00-5:00 mold. We offer evening and weekend hours to fit your schedule.
  • Staff is available from 6:30 to 8:00 p.m. Monday thru Friday and 7:30-3:00 p.m. on Saturday. You do not speak to a voicemail but to a live person to solve your problem.

What Our Clients Say About Us…

“OMG!!! My experience with Christine was absolutely the best!!! I was afraid to file for bankruptcy and wasn’t completely sure if I wanted to do it because I didn’t know much about how the process worked. So I decided to make an appointment to find out more. I started out looking at a Chapter 13 but later decided it would be best to do the Chapter 7. During the entire process Christine was very pleasant and patient with me, making sure I had all my questions answered.There were times I even stopped by without an appointment and, even though she had other customers, she would still take the time to answer my questions or address any concerns.”

“Megan and Marc were very helpful and kind and knowledgeable at an unfortunate time in our lives. Megan personally helped calm my fears and seemed genuinely concerned that I was not going to continue to be “frazzled” and upset by this process. It was reassuring and a blessing. Marc had also helped reassure that we understood everything before leaving. I would definitely recommend this business if anyone else has the need for them!”

“I went to geraci Law to file bankruptcy last year, I was referred by my mom.. All the lawyers were so nice and helpful. they will work with you on payments. They deal with all income situation to make sure you get the best payment plan for your budget. I highly recommend this firm.”

Abraham Lincoln the Bankruptcy Attorney

President Abraham Lincoln was a bankruptcy attorney. He represented debtors out of Illinois. Like Peter Francis Geraci, Attorney/President Lincoln filed cases for no-money down. He also accepted payment of firewood.

Even though Geraci Law does not accept wood as payment, attorneys will work out a payment plan if you need one. Filing a bankruptcy will provide much needed relief from debt stress. Geraci Law will find you an honest-Abe solution to your financial problems.

Have a Safe & Great Memorial Day

Geraci Law staff thanks the service of current military, veterans and military families. There is a tremendous amount of sacrifice to serve in the armed forces for the soldier and family. We want to help you as you helped us.

THANK YOU.

Geraci Law Veterans and Family Members:

  • Attorney Frank Hernandez served with the United States Army. He has 10 years of service in the ILANG, dual positions – military intelligence and infantry. He has worked for Geraci Law for 21 years and is a partner of personal injury firm Geraci, Arreola, Hernandez. You can visit Attorney Hernandez for bankruptcy and injury consultations at the Berwyn (6537 W Cermak) and 63rd Street (4401 W 63rd) offices.
  • Attorney Juan Villalpando served with the United States Navy stationed out of Norfolk, VA. He has worked for Geraci Law for 10 years. You can visit Attorney Villalpando for a bankruptcy consultation at the Tinley Park (171055 S Harlem) or Cottage Grove (8638 S Cottage Grove).
  • Attorney Salvador Gutierrez served with the United States Army Reserve. He was with the 244th Aviation Group out of Glenview Navy Air Base. He has worked for Geraci Law for six years. You can visit Attorney Gutierrez at Calumet City office located inside the River Oaks Mall.
  • Anna Morowczynski born into military family in 1979 in Fort Hood, Texas. Her father was Military Police and mother was a Signal Corp Officer. She has worked for Geraci Law for 7 years as a supervising paralegal and administrator. 

Happy Belated Mother’s Day

Geraci Law wishes all mom’s a happy (belated) Mother’s Day. Having children is a wonderful gift but financially stressful. No one knows this better than Geraci Law.

When you have debt and kids, there never seems to be enough to go around. You pay the minimums but the balance doesn’t get anywhere. You purchase clothing and your kid’s grow out it. You always seem to be…behind.

Filing a bankruptcy could be the solution. By eliminating the debt, you free up your income to pay for food, new cloths, maybe start a savings account. You give your family some much needed relief. I hope all mom’s enjoyed the day. We appreciate you.