How Much Does Bankruptcy Cost?

We will meet with you for free, run a free credit report, go over all your debts and budget, and give you advice on getting out of debt. We will file your case for low money down, and let you choose your payment schedule. We make getting debt free affordable and easy for you.

Check out below from Geraci Law’s web site @ https://www.infotapes.com/

Beware the lawyers that promise “$0/down to file Chapter 7”. It’s usually not completely true and you end up paying more overall in the end. It’s free to start with a Geraci Law attorney.

Additional resources:

Dial 1-800-CALL-PFG for a free phone mini-consultation, or make an appointment online 24/7 at www.infotapes.com. Bankruptcy laws are in place to help you. Who knows bankruptcy like Geraci Law? Geraci Law has 30,000 5-star reviews since November 2016!

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

How to Find the Best Bankruptcy Attorney for a Reasonable Fee

Why pay the same and not get the name?

Below is an article written by Attorney Peter Francis Geraci. Read this and more at https://www.infotapes.com/Articles.

Here is an “unknown” attorney advertising for bankruptcy on Google Local Leads. Know that when choosing a lawyer, there are BIG differences! Anyone with $10 can put up a Google Ad. This person looks nice, but is

a. a one person shop

b. less than 20 reviews and other ratings not good

c. claims to have 5 office locations sure, how when you are 1 person?

d. Licensed for over 10 years but nothing to tell where, no CV on website. (sure sign of trouble)

e. lists a cell phone for an office phone

f. claims to answer every call in person! and text. must be very busy. or not.

g. apparently just blew into town? claims to have experience but no clue where

h. only speaks English

f. LICENSE? one revoked, probably abandoned, just resigned another, only remaining license just “updated”. no mention of federal court admission which is required for bankruptcy law. Probably has a federal license, but kind of sloppy not to mention it.

So, you pick this ADVERTISEMENT? why? because you have an inferiority complex, you don’t know how to select an attorney, you think you are going to “get a cheap lawyer” for a 50 page federal bankruptcy filing to eliminate 40,000 in debt and get experienced advice?

Then you find out that ALL LAWYERS CHARGE ABOUT THE SAME, MOST EXACTLY THE SAME, for Chapter 13, and within a couple hundred of each other for Chapter 7, depending on the type of Chapter 7, and there are over 15 types!

Seems to me this attorney is one step away from bankruptcy, totally unknown, working out of a basement, instead of 100 attorneys and staff, 500 years of combined experience, 40,000 FIVE STAR REVIEWS, real offices, Client Corner portal, PFG Debtor Education, and more!

We don’t like to “sell against the competition” but they sure like to do it to us….paper does not refuse ink, and Google doesn’t refuse paid ads!

Be careful. Why? Rumor has it that that attorneys FIRED from law firms for making phony entries about client matters, or just plain incompetence, or hiding their past, end up as solo practitioners, legends in their own mind.

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Extra $600 Unemployment Ends on 7/31 – What Do I Do About My Debt?

The extra $600 in unemployment benefits ends on 7/31 – it may be time to rework the monthly budget.

Extra $600 Unemployment Ends on 7/31 – What Do I Do About My Debt?

The CARES Act provided an additional $600 per week in unemployment benefits. It is a federally funded program that is slated to end on 7/31. It’s only two weeks more of the extra income unless something changes. If you are unemployed, you should immediately review your budget. Take a look you’re your budget dependent on the $600 per week extra income? It is time to come up with an alternative solution…fast.

Make a list of your budget priorities. Expenses like your housing, food, utilities. Then take a closer look at where your money is going. Is your income going straight to student loan minimum payments? You could find savings here by consulting with your provider for a forbearance or deferment plan. Federal loans are automatically deferred until September 30^th (read more at https://studentaid.gov/manage-loans/lower-payments/get-temporary-relief/forbearance).

Look at other expenses – a good way to find what you are spending money on is looking at your bank statement. Take a look at the last 30 days. If your budget is reliant on using the credit cards to pay for these priorities because you are ALSO paying the minimums then you are in a budget cycle (see Break the CYCLE of DEBT!).

You could be in a circle where you are making the minimum payments but using the credit again because your cash is gone. If you have LESS income coming in after the $600 additional unemployment benefit ends, then making those minimum payments becomes nearly impossible. Add the interest rates, late fees attached to credit and you have a debt snowballing.

It may be time to consider a bankruptcy. Break the cycle of credit debt. Call Geraci Law and let’s go over options. If you want to consult by phone, we’re ready. Call 800 CALL PFG and ask to speak with an attorney. Start planning for your financial future so when you are back to work or when you have another source of revenue you are not relying on the credit debt to meet the basic essentials.

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com.

Debt Worry? Call Geraci Law.

If you are worried – call Geraci Law. Our experts will help you create a plan that HELPS your budget and debt.

Debt Worry? Call Geraci Law.

Because of the market crash in 2008, interest rates on consumer debt like personal loans and credit cards were historically low. The result was consumers having MORE debt with less interest. When everyone was working full-time, the household budget was fine. The income was there to make the minimum payments plus some more on the debt. Geraci Law was there for consumers in 2008 and we’re still here to help.

Now with COVID-19 and employment uncertainty, a missed payment could snowball into a big debt problem. Even if work resumes tomorrow – what if the market isn’t there? What if there’s no job to return to? What if the virus stimulus package only covers ONE MONTH of payments but does not solve the debt problem. Geraci Law may have your solution.

Geraci Law is here to help consumers realign budgets. We help people just like you worried about minimum payments and just making it. Eliminating YOUR debt helps YOUR future instead of the banks.

You can take what you are spending in minimum payments and start a savings account. You can take the money you are putting towards debt settlement or debt management programs and put it toward a down payment on a home or retirement. Bankruptcy with Geraci Law helps you get back on financial track.

Stop wasting your hard-earned dollars on uncontrollable debt.

Think about your future.

Think about your job’s future.

If you are worried, call us. Geraci Law can help you figure out a plan that works for you.

Read ALL ABOUT DEBT RELIEF at www.bankruptcybookbypeterfrancisgeraci.com

Share this:

Share this:

Extra $600 Unemployment Ends on 7/31 – What Do I Do About My Debt?

Share this:

Debt Worry? Call Geraci Law.

Share this: